Securing investment for Scottish communities
Encouraging ‘ordinary’ people to invest in their communities by purchasing Community Bonds
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Available Loan Funds
We are interested in developing a new form of investor - a ‘Citizen Investor’. Ordinary people who do not consider themselves to be investors, but who may have some savings in the bank. We offer them the opportunity to re-purpose and re-direct a small percentage of their savings into community bonds.
Investing in community bonds, re-directs their money from a passive state, where it sits accumulating little or no value in current or deposit accounts. Community bonds re-purposes money for more active use by investing in local economies with associated employment opportunities, providing local goods and services whilst retaining and circulating money within communities.
In return citizen investors get a financial return, whilst also supporting their local community.
Check our previous supported projects
Democratic Finance Scotland -partnership between SCF
Scottish Communities Finance Ltd is delighted to announce Democratic Finance Scotland. This is a partnership between SCF Ltd and the Development Trust
A Fair Energy Deal – Scottish Community Coalition
Scottish Communities Finance Ltd is part of the Scottish Communities Coalition on Energy(SCCE) along with Community Energy Scotland, Development Trusts
SCF Ltd announces new investment partnership with South
Scottish Communities Finance Ltd is delighted to announce an investment partnership with South Lanarkshire Council. The investment addresses the barriers
SCF working to bring community bonds to South Lanarkshire.
SCF is delighted to be working with South Lanarkshire Council and VASLAN on the promotion and roll out of community bonds and other forms of democratic
Importance of Patient Capital to businesses, including
Delighted that the Press & Journal newspaper recently featured SCF on the importance of patient capital for businesses.
What do Community Bond Investors say?
In September we asked community bond investors to complete our Survey Monkey. Here is what they told us. Key Messages from the Investor Survey. Thanks
The role of local investing in Community Wealth Building
Delighted to be asked by Social Enterprise Scotland to write a blog in January 2022 for their website. The role of local investing in Community Wealth
CEiS ‘Social Enterprise Policy and Practice Conference’
At the recent CEiS ‘Social Enterprise Policy & Practice Conference’, as member of the Third Sector Net Zero Steering Group, it was great
Third Sector’s journey towards Net Zero by 2045
My first community development job was in Drumchapel, so seeing the devastation wrought by the recent flooding to people living there was deeply saddening.
Fiona Hyslop MSP references SCF’s Community Bond Offers
It was very gratifying to hear Fiona Hyslop MSP reference SCF’s Community Bond Offers in her speech in the Scottish Parliament yesterday. She was speaking
Tackling inequalities by supporting all resourceful
As part of the What Works Scotland community sector inquiry work, Pauline Hinchion(Director of SCF Ltd), returns to the Christie Commission’s report
Community Bonds: Allowing ordinary people to invest
The political noise about the closures of banks, often the only ones left in communities, has been getting louder recently. But the reality is that the
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